We have 11 branches across Northern Ireland.Branch Finder
We know a self-build project isn’t as straightforward as a standard house purchase, so you will need experts in the field to guide you through the process. At Progressive, we’ve been building relationships as well as funding the build of houses for decades.
Our highly experienced advisors will be on hand throughout your project. We’ll review your case on an individual basis and bring flexibility to lending and staged payments offering loans up to 75% of the market value.
We know the local area and market inside out, so your self-build project couldn’t be in better hands.
For over 100 years, we’ve been helping people in Northern Ireland find their happy place. We’re a building society, made up of local Members helping local people buy or build in our local community.
We have 12 branches with qualified Mortgage Advisors in every single one, so you can pop in and talk to us face to face about building your happy place.
You’ve purchased the site, had the plans drawn up and approved and now’s the time to finance your future home.
Here’s a quick guide to the Self-build mortgage process:
* Please note that we do not offer mortgages for the purchase of sites. The site must be owned by you.
At Progressive, we know how eager you’ll be to keep things running smoothly! So, you’ll be pleased to know that all decisions are made locally, either in branch or at Head Office in Belfast.
To apply, simply book an appointment with your local branch to see the full range of options available.
Remember to bring the following along with you:
Different people have different requirements, especially when self-building. That’s why, at Progressive we work with you to get the right deal for your circumstances.
We offer a range of Variable Rate mortgages for Self-builds. A Variable rate means that your monthly payments could fluctuate, depending on the external market interest rates.
Each mortgage product covers a term of 2 or 3 years.
After this period, your mortgage will automatically switch to Progressive’s Standard Variable Rate, which may mean that your monthly repayments increase. We’ll write to you before this happens, inviting you to talk to us about switching to a better deal.
When you mortgage with Progressive we want to make sure you’re always getting our best deal.
Visit the self-build section for the most up to date Self-build discounts and deals.
Isn’t it funny how you always remember questions AFTER you’ve left the appointment? Why not have a think now and jot down the information that’s important to you such as: branch manager’s details, appointment times and any queries you may have.
Property construction either registered with NHBC or supervised by a suitably qualified professional consultant with current Professional Indemnity Insurance. All mortgages are subject to the Society’s lending criteria and terms and conditions applicable at the time of application.
We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply, you can call us, email us, pop into one of our 12 branches. We look forward to hearing from you.