What is a product switch?

A product switch is a switch from one type of mortgage product to another with the Society. For example, from the Society’s Standard Variable Rate (SVR) to a fixed rate. 

  • Switching to a new deal could reduce your monthly payments. 

  • It could also keep your monthly repayments to same for a set period of time with a fixed rate deal. 

If eligible, you can switch to a new product up to 12 weeks before your existing mortgage deal ends; or anytime if you’re on our SVR. 

Why stay with Progressive?

  • No fees - there are no redemption, valuation, or legal fees for switching. 

  • It’s straightforward - no credit check, eligibility check, solicitor, or property valuation required. 

Ways to switch your product

  • Online - apply online without advice.

  • Book an appointment and speak to your mortgage advisor - apply with advice.

What do I need to product switch online?

If you have received a letter from us inviting you to switch online, you can do so here.

You will need:

    • Your email address and your mobile phone number

    • Your Mortgage Account Number (this is on your latest mortgage statement)

If this is your first time registering online, you will need a valid photographic ID e.g. driving licence or passport.

If you need help registering or logging in, please call our online support team on 0800 0294 997. Lines are open Monday – Friday, 9am – 5pm. 


To get the best experience when switching online, we recommend that you use one of our supported browsers: Firefox, Google Chrome, Microsoft Edge. Internet Explorer is not supported. 

 

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To borrow with Progressive Building Society, you must be over 18. Whether we provide credit will depend on your circumstances. Lending terms and conditions apply. Progressive Building Society only lends on properties within Northern Ireland. 

Your home may be repossessed if you do not keep up with repayments on your mortgage.