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Co-Ownership Mortgages

Need a little extra help to find your happy place?

There are lots of reasons why you might need a little help to buy a home – from affording the monthly payments to raising a deposit.

Co-Ownership is a not-for-profit organisation that helps home buyers take their next step on the property ladder – whether buying for the first time or moving home.  You don’t even need a deposit!

Shared ownership means you buy as much as you can afford of your chosen home and Co-Ownership buy the rest. You can buy between 50% and 90% share of the property, using a mortgage with the Society - you pay a mortgage on your part and pay rent on the Co-Ownership share.  When you’re able to, you can increase your share in the house bit-by-bit until you own it all.  The Society has a range of mortgage products available for Co-Ownership applications.  Why not make an appointment with one of our qualified mortgage advisers, through our online booking system.

For more information about Co-Ownership visit their website

To borrow with Progressive Building Society, you must be over 18. Whether we provide credit will depend on your circumstances. Lending terms and conditions apply.


Book a Mortgage Appointment

The Society only lends on property in Northern Ireland. To help you through each step of your home-owning journey, arrange a meeting with one of our dedicated Mortgage Advisors at a time convenient to you.

Book a Mortgage Appointment ...

Use our mortgage calculator below

Use our mortgage calculator to view our current mortgage deals. You’ll get an idea of how much you could borrow and compare monthly payments. This calculator is for illustrative purposes only and is not a mortgage offer. To get a Decision in Principle, talk to our mortgage team.

Use our Mortgage Calculator to find the right mortgage for you.

Mortgage Summary

Your mortgage summary will appear here when you start using the calculator.

Mortgage Summary

Your mortgage summary will appear here when you start using the calculator.

Speak to our team today

We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply for an account, you can call us, email us, pop into one of our 11 branches. We look forward to hearing from you.

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We have 11 branches across Northern Ireland.

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