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The Higher Lending Charge is applicable whenever the mortgage advance exceeds the Society's normal lending limit of 75% of the purchase price or valuation whichever is the lower. The charge is calculated as a percentage of the amount in excess of 75% of purchase price or valuation. The Society may pay the charge on the customers behalf depending on the mortgage product selected.
Mortgage application fees differ from product to product and will be advised on request by reference to the Society's current lending package.
A fee is payable to a valuer for the preparation of a standard valuation report. The amount of the fee may be more than the minimum depending on the Purchase Price/Valuation and will be advised on request.
Effective from 01/01/2013
For further information call us at:
© Progressive Building Society 2013